Company Overview

LoansUnder36 is a lending platform that works with a network of over 100 lenders and aims to provide customers with credit history a resolution to their financial problems in an easy way. Their term of payment ranges from extremely short to very long one. With the use of LoansNDER36’s simple software, customers can easily locate a match in seconds, which also eliminates complicated bureaucracy. LoansUnder36 is ideal for all types of lenders due to its quick matching process.

LoansUnder36 Customers and Loans Available

Customers who are in need of just a small amount of loan

LoansUnder36 is ideal for customers who are slightly struggling financially due to unexpected expenses since the loan amounts they offered are smaller than those offered by their competitors in the industry. With the amount of loan that LoansUnder36 offers, customers can immediately pay the unexpected expenses such as paying sudden medication, buying necessary things, or covering an order that requires immediate payments.

Customers who are looking for flexible repayment schedules

Getting a reasonable repayment term is as crucial as getting the perfect amount of loan. In cooperation with their partners, borrowers from LoansUnder36 have the freedom to choose their own repayment terms, they can either have a short term period or the multi-year repayment period, which allows even those borrowers who have unstable financial backgrounds to effectively repay their loans.

Features

LoansUnder36 is a lending company that allows borrowers who require immediate cash with a network of more than 100 personal lenders. With the help of their network partners, LoanUnder36 can provide customers of all levels to acquire immediate cash to pay their unforeseen expenses or those important purchases. To those customers who have poor credit scores, they can still avail of the funding offered by LoansUnder36 since this company does not have a minimum credit score requirement. In addition, LoansUnder36’s partner companies offer a variety of repayment options to all customers which makes it more convenient for all borrowers, this also results in a more flexible financing solution that may be customized to meet a variety of needs. After completing a 5-minute single application, customers can easily find several lenders that offer the perfect loan for them. Because of its almost instant matching, LoansUnder36 can easily help customers with poor credit scores to get the funds they need to pay their bills, projects, opportunities, and more.

What You’ll Like:

• Each LoansUnder36 partners have only one application
• A variety of loan repayment terms to choose from
• Exceptional finance solutions for short-term loans with more than a hundred lending partners
• Customers with various types of credit levels are welcome to apply for a loan
• In most cases, customers will receive feedback in just a few minutes
• There are no application fees
• The approved amount of the loan is deposited directly into the customer’s bank account.

More than 100 lenders to choose from

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Application Procedure

Interested customers can visit LoansUnder36’s website to process an online application. As stated above, LoansUnder36 is not a direct lender; however, it can easily connect customers to one of its many lending partners through a non-binding application without any fees collected. Potential lenders must provide their basic information to start the process as well as some of their financial information. Since the company is not a direct lender, they can’t guarantee approval for every customer but they can recommend potential customers, so customers must meet all the requirements for a high chance of approval:

• Applicant must have his/her own bank account
• He/She must be at least 18 years old
• Must have a US citizenship
• Have a consistent flow of income

In addition, customers may also be required to give more information to their chosen lender. After the borrowers completed the initial application, they will be paired with multiple potential lenders. Borrowers have the freedom to choose the lender that is best suited for their financial needs. After choosing the best lending company, they will both work together to finalize terms, rates, and amounts.

Terms

LoansUnder36 partnered with a variety of lending companies who are ready to meet a wide range of financial assistance. The financing solutions offered by LoansUnder36 start with the simplest application and are designed for customers who need an immediate loan to pay their unforeseen emergency expenses such as unexpected medication bills or paying for newly purchased items. A customer can avail of a loan amounting from a minimum of $1000 to a maximum of $35000. Always remember that not all lending partners offer the same range of amounts, however, most customers can obtain the money they need in just a snap.

In addition, LoansUnder36 does not impose any conditions on how the customer will use the loan acquired. After the approved loan has been deposited by the chosen lending company, borrowers are given the freedom to use them right away or whenever possible. Interest rates from 5.99 % to 35.99% are offered by LoansUnder36’s lending company partners. It is really important to always remember that LoansUnder36 is not a direct lender, thus, they do not guarantee any rates shown on the site.

More than 100 lenders to choose from

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Repayment

LoansUnder36 has a variety of repayment options that the borrowers can choose from. Borrowers can choose either the short term or the long term repayment schedules because all of the company’s partners offer these terms which allow loans to be more flexible to all financial situations and are very convenient for all customers. Borrowers who prefer short-term repayment may complete the loan within 61 days; they can pay it back either weekly or daily. On the contrary, borrowers who need more time to complete their loan payments can choose a duration of up to 72 months. LoansUnder36’s partners do not offer the same repayment terms, they have their own rules and policies that the customer must follow.

Privacy

When it comes to transparency, you can trust LoansUnder36. The company indeed collects personal and sensitive information from the customers; however, LoansUnder36 does not share any customer’s personal information without their permission and only does to their company lending partners who assist them with their loan application. The company also gathers cookies and some activity logs, but rest assured that this information is always kept private. Customers who do not want to be included in the company’s data-collecting activities can request to be removed from the system as well as on the mailing list and upcoming promotions.

Customer Support

Customers can reach out to LoansUnder36 via calling on the phone, sending an email, or submitting a request ticket straight from the company’s website. Their customer service agents were very easy to reach and answered all our questions thoroughly based on our experience. If you will send an email query, it will take one business day before you will get a response and it includes all the answers that you needed. Customers can also check the FAQ section on the company’s website where they can find possible answers to their questions which can be a great help in case they encounter some problems during their application.
LoansUnder36 is a great financing company, but it could be better in a few areas:

• Customers can not avail a large amount of loan
• Since it is not a direct lender, it cannot guarantee certain amounts or repayment terms
• Providing more information about the financing procedure and application requirements would be very beneficial for all customers

Despite this, various aspects of LoansUnder36 stood out;

• Finding a perfect lender is quick and easy since the customer will only process a single application.
• With more than a hundred lending partners, customers have a high chance of loan approval.
• With great customer service, customers can find quick answers to all questions they needed for the application.
• The company’s terms of repayments are flexible, allowing for both short and long-term repayment options.

More than 100 lenders to choose from

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Final Thoughts

LoansUnder36 caters to customers who need immediate cash with flexible repayment options. Aside from its simple and easy application process, customers can easily find a perfect financing solution since LoansUnder36 partnered with more than a hundred lending providers. Even those customers with poor credit scores can also apply with a high chance of approval since LoansUnder36 does not have a minimum credit score requirement. LoansUnder36 is perfect for customers who require immediate financing, thanks to the easy application and massive reliable lenders.